ISLAMABAD: The National Cyber Emergency Response Team (NCERT) has warned of a growing use of artificial intelligence (AI), automated bots, botnets and agentic tools in coordinated cyberattacks, saying banks and critical infrastructure face heightened risks.
It warned that banks could face attacks targeting core banking systems, digital banking platforms, payment systems and customer-facing applications.
Other warning signs include abnormal transaction patterns, discrepancies between core banking records and displayed account balances, and unauthorised access to payment systems.
NCERT urged financial institutions to review the security of core banking systems, APIs, third-party integrations, payment gateways and digital banking applications.
It recommended multi-factor authentication, safeguards against automated login attempts and integrity checks to ensure that customer-facing applications accurately reflect core banking records.