According to the research, small businesses are evaluating growth through a lens of stability and control rather than speed.

The need to embed protection within services The Dreamonomics research identified a gap between cyber risk recognition and deployment of security tools among SMEs.

"Small business owners are managing cash flow, serving customers and running day-to-day operations," Mark says.

How Mastercard Collection for Business integrates security Mastercard launched the Mastercard Collection for Business to address the adoption gap.

Business security features include My Cyber Risk, which provides an assessment of an SME's online exposure and highlights vulnerabilities through a dashboard.