Are insurance apps watching you? Auto and health insurance apps may track driving, location and fitness data. Here is how to control what they can access {{#rendered}} {{/rendered}} Most people download an insurance app for a simple reason. They want a discount. Maybe it is a safe driving program. Maybe it is a wellness incentive. Either way, the pitch sounds simple. Share a little data and save a little money. But what exactly are you sharing? Jan emailed us with a question that many people have probably wondered about: "To get lower insurance, they have the app, and I use Travels, but I know other ones have it. When I opened it up, I noticed that it looks like they can access your health information and all kinds of things, and I don't know if there's a way to prevent them from following everything that's on there. I am sure you have an opinion on this, and if it's worth the 10% off from the get-go, and the following year." Jan, you’re not alone. Many insurance companies now offer programs that promise lower premiums if you install their app and agree to share certain types of data. That can include how you drive, where you travel and, in some cases, limited health or fitness information if the app connects to systems like Apple Health. The key point is that these programs are usually optional, and the data sharing is part of the trade. {{#rendered}} {{/rendered}} TOP 20 APPS TRACKING YOU EVERY DAY The good news is that you can often limit what these apps can see. The bigger question is whether the discount is worth the access. Sign up for my FREE CyberGuy Report {{#rendered}} {{/rendered}} - Get my best tech tips, urgent security alerts and exclusive deals delivered straight